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Can we access my wife's super if she doesn't work.

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I'm a sole trader, no employees. Income is down 30%+. My wife hasn't worked for a year. Can we access her super as she has more than me, rather than accessing mine? Thanks
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Former Community Support

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Hi @HelenK1,

 

You can't access your super early for a dependant or anyone else. If your wife is financially affected by COVD-19, they must apply themselves. You can find the eligibility information for COVID-19 early release of super on our website.

 

If your wife has been adversely financially affected by COVID-19, and is unemployed (not on unpaid leave from their employer), they may be eligible for the COVID-19 early release of super. We consider an unemployed person, in broad terms, someone who does not have paid work but wants to have paid work. An essential requirement is that the person has a present intention and some capacity to be part of the labour market.

 

All the best.

1 REPLY 1

Most helpful response

Former Community Support

Replies 0

Hi @HelenK1,

 

You can't access your super early for a dependant or anyone else. If your wife is financially affected by COVD-19, they must apply themselves. You can find the eligibility information for COVID-19 early release of super on our website.

 

If your wife has been adversely financially affected by COVID-19, and is unemployed (not on unpaid leave from their employer), they may be eligible for the COVID-19 early release of super. We consider an unemployed person, in broad terms, someone who does not have paid work but wants to have paid work. An essential requirement is that the person has a present intention and some capacity to be part of the labour market.

 

All the best.