All Departing Australia Super Payments posts

DASP

Kirstymonington — Thu, 27 Feb 2020 21:19:10 GMT

Hi Chris
Thanks for answering my question however I’m still a little confused.
I chose the cheque option for my DASP as I no longer have an Australian bank account however I am still waiting for this. I have received a PAYG payment summary document but no cheque. Does this arrive separately?

Thanks
Kirsty

Re: DASP

ChrisR — Thu, 27 Feb 2020 00:28:32 GMT

Thanks for your post.

This is something that is frequently asked in our Community. You can find the answer to your first and third questions in the following thread: Claiming DASP as former permanent resident

Regarding your second question, if you are eligible for a DASP it will be taxed in accordance with the applicable DASP tax rates. You can find out more about how DASP is taxed on our website.

Assuming that you haven't held a working holiday maker (WHM) visa (the visas that you have mentioned aren't WHM visas), the DASP ordinary tax rates will apply. You can check out the DASP for working holiday makers page for more information.

Hope this helps.

Thanks,

ChrisR

Re: DASP

ChrisR — Tue, 25 Feb 2020 07:40:53 GMT

Thanks for your post.

A DASP can be paid electronically or via cheque. How yours was (or will be) paid depends on what you selected in your DASP application as well as who was holding your super money.

There are three possible payment options:

electronic funds transfer (EFT) to an Australian bank account
cheque
international money transfer (IMT) – for fund applications only.

If we held your super money, we will only pay your DASP to you via EFT to an Australian bank account or cheque. Super funds can also use IMT but whether they offer that option depends on the fund.

For more information about how and when DASP is paid, you can check out our website.

If you can't recall the option you chose, you may need to get in touch with either your super fund or us depending on who was holding your super money. Refer to our website about how you can contact us about your DASP.

Hope this helps.

Thanks,

ChrisR

Re: Claiming your superannuation after leaving Australia as a temporary resident.

ChrisR — Tue, 25 Feb 2020 01:41:44 GMT

Thanks for your question.

Claiming a DASP will not affect any future visa applications. If you have any questions about your current or future immigration status, or visa, we suggest that you get in touch with the Department of Home Affairs.

Check out the departing Australia superannuation payment section of our website for more information about returning to Australia later on a new visa and how to get in touch with Home Affairs.

Hope this helps.

Thanks,

ChrisR

DASP

Sagar1 — Mon, 24 Feb 2020 04:10:27 GMT

Hello ATO,

My Question is regarding Eligibility & Taxation on DASP

I entered Australia and was on 457 Work Visa from March 2014- March 2017

From March 2017 onwards till now, i am a Permanant Resident Sub Class 186

I Plan to permanantly leave Australia next year, say March 2021,

Would i be elegible for DASP :-

- if yes how much would i be Taxed on my Super.

- if not when will be eligible for the Payment. Thanks

DASP

Kirstymonington — Sat, 22 Feb 2020 13:02:36 GMT

Hi, I recently applied for my DASP and have received a PAYG payment summary in the post but no cheque or any payment method for what’s owed to me. Can you let me know next steps please?
Thanks
Kirsty

Re: My Superannuation does not arrive

NateH — Fri, 21 Feb 2020 02:49:54 GMT

Hi ,

We're sorry to hear that your application has been held up. We don't know what is happening on this platform as we don't have access to your records.

We would advise against reapplying for your DASP as you already have an application and this could cause further hold ups. The 28 days is just normal days, not business days.

If you had any questions you can contact DASPmail@ato.gov.au

Thanks, NateH

Claiming your superannuation after leaving Australia as a temporary resident.

nicobuitrago — Thu, 20 Feb 2020 13:50:49 GMT

Hi ATO community,

I woud like to enquire about whather it is viable/ reasonable to withdraw my superannuation once I've left Australia even though I intend on returning to Australia as a student. I am currently holding a student visa, which will be expiring this coming March 2020 after completing my undergradate studies. I have decided to take some time off before going into posgraduate studies in 2021. As I will not be in Australia for roughly a year and will be on an expired visa once I have departed, I am wondering if withrdrawing my superannuation would affect future visa applications, including those that lead to permanent residency. I am planning on applying for PR once I have completed my posgradtue studies, yet I am unsure as to whether I would be allowed to claim my super again in the future? Would claiming my super after my departure impact my right to work?

It would be highly appreacited if anyone could provide me with some information in regards to this.

Sincerely,

Nic

Re: Wrong tax amount was applied

ChrisR — Wed, 19 Feb 2020 07:12:03 GMT

Thanks for your post.

From what you have advised, it sounds like your super fund has applied the tax correctly.

When they processed your application, they would have checked whether your DASP included amounts attributable to contributions made while you held a WHM visa. When it does, they are required to apply the 65% tax rate to the taxable component.

In other words, the DASP WHM tax rate applies to the entire payment, including any super you may have earned while working under a different visa.

For more information about DASP for working holiday makers as well as how DASP is taxed, you can check out our website.

Thanks,

ChrisR

My Superannuation does not arrive

MikiSpain — Tue, 18 Feb 2020 13:46:01 GMT

I lodged my DASP 2 months ago. And still does not have any information about it.

My Superfunds did not contact me or send me the amount.

What can I do in order to finish with this Superannuation Issue?

Should I reapply for my DASP?

If I reapply does it reset the process?

Are the 28 days to wait for the DASP natural or working days?

Is this Usual or maybe there is problem with my particular case?

Re: DASP Super not paid by employer

ChrisR — Mon, 17 Feb 2020 05:50:15 GMT

Thanks for your post.

If we are holding some super guarantee (SG) for you due to your former employer's late payments, you can submit a DASP application now if you like. In saying that, it may be more practical to wait until they have completed their payment plan.

Of course this assumes that you meet all of the DASP criteria. You can find out more about your eligibility for DASP on our website. You might also want to read up on how and when DASP is paid as well as how it is taxed.

If you have any reason to doubt what your former employer has said, you may want to check out the unpaid super from your employer page. It explains what your options are.

Hope this helps.

Thanks,

ChrisR

Wrong tax amount was applied

VeerleVerlooij — Sun, 16 Feb 2020 21:12:40 GMT

Hi there,

I've recently filled my DASP claim and received the money from my super fund.

I came to Australia in 2015 on a Working Holiday Maker visa (417) and after 5 months I was sponsored on Skilled Work Visa (457) for 3 years.

In the lead up to filling the claim I've spoken to one of the ATO employees who told me that even though I came out as a Working Holiday Maker I should not be taxed 65% on the period I was on a 457.

Can you please confirm this is correct so I can file a complaint with my super fund.

Kind regards,

Veerle Verlooij

Re: Claiming superannuation

KylieS — Fri, 14 Feb 2020 06:11:26 GMT

Hi Leonie88,

You are able to cross out the wrong date and enter the correct date.

KylieS

Re: Claims / Tax on Super under a 482 Visa

ChrisR — Fri, 14 Feb 2020 03:29:38 GMT

Thanks for your reply.

If you end up having accounts with two super funds, the DASP tax rate will be determined by each super fund separately, as each super fund is making their own payment. In turn, you will receive two DASPs.

Based on your scenario, your older super account will hold contributions that are attributable to when you held a WHM visa. This means that your older super fund will need to withhold the 65% DASP WHM rate from your payment.

Assuming that you don't rollover any of the super from your older super account into your new super account and you remain on a non-WHM visa, the lesser DASP tax rates will apply to any DASP paid from your new account.

For more information about how DASP is taxed, you can check out our website.

Hope this helps.

Thanks,

ChrisR

Re: Back pay

KylieS — Fri, 14 Feb 2020 01:37:01 GMT

Hi ,

Did you have a question regarding back pay.

KylieS

Re: Dasp form disappeared

ChrisR — Thu, 13 Feb 2020 23:26:55 GMT

That does sound very frustrating.

When you first entered the DASP online application system, you should have been asked to create a 'shared secret' by selecting a question and supplying an answer. Whenever you revisit the system, you'll need to provide your personal details and answer the question that you created correctly.

For more information about re-entering the online system, have a look at our website.

If you weren't given that option when you first entered, or you were but you're not being given the option to answer the question when you re-enter the online DASP system, you have a couple of options.

One option is to start the application again which we understand may be annoying but will likely be the quickest way of going about it. Alternatively, you can send an email to our DASP team so that they can look into it for you.

If you would like to take up the second option, you can find the email address as well as the information that we will need from you at the bottom of the help with the DASP online application system page.

Hope this helps.

Thanks,

ChrisR

Dasp form disappeared

Alexhhh — Thu, 13 Feb 2020 13:28:57 GMT

Very frustrated to find after filling out my form for about an hour and then selecting to save for later before exiting, I have logged back in and there is absolutely nothing there other than the standard options I had when I first logged in, where has my form gone?

Back pay

Abdul2 — Thu, 13 Feb 2020 12:59:31 GMT

DASP Super not paid by employer

hp111716 — Wed, 12 Feb 2020 22:15:43 GMT

I left australia approx 8 months ago, I have checked my super fund to find that my employer did not make any payments to it.

Have contacted employer who advises that they are on a payment plan with the ATO for unpaid super. My question is: Can I submit a DASP application to claim my super if my employer has not yet paid all of it to the ATO? and would this be ATO held super?

Thanks

Claiming superannuation

Leonnie88 — Tue, 11 Feb 2020 15:15:51 GMT

I have been filling out my DASP form in written format and I have put the wrong dates down. Will I have to fill out a new form or am I able to cross out the wrong dates and write the correct dates underneath the box?

Re: Claims / Tax on Super under a 482 Visa

UK-M-482-Visa — Tue, 11 Feb 2020 04:19:07 GMT

Hi Chris,

Thanks so much for your response, its quite stressful when this information isnt made entirely clear on the government site.

Still a little confused however. I understand that transferring non WH contributions will result in me still paying 65%.

But If I simply open a new super fund with a different provider and do not transfer anything, will that result in me paying the lower rate from that point forward?

At this stage i'm just looking for directions on how to pay the lower rate from now on, with future contrubitions

Any additonal advice you can offer would be greatly appreciated.

Many Thanks,

Elliot

Re: Claims / Tax on Super under a 482 Visa

ChrisR — Tue, 11 Feb 2020 03:48:37 GMT

Thanks for your question.

Your understanding about how a future departing Australia super payment (DASP) will be taxed is correct. Your current super fund will be obliged to apply the 65% tax rate to the entire DASP even though only some of it relates to contributions made when you held a working holiday maker (WHM) visa.

For more information about DASP for working holiday makers, have a look at our website.

You won't be able to avoid paying the 65% tax rate on your non-WHM contributions by transferring your non-WHM contributions to another super fund. This is because your new super fund won't know that they are non-WHM contributions.

When your current super fund arranges the rollover (assuming they are happy to arrange a partial rollover), they will be required to provide a statement to your new super fund. Amongst other things, that statement will detail the tax components and the service period start date but not the contribution types or dates.

For more information about what your super fund will need to do, check out the reporting to receiving funds and members page.

When your second fund receives your future DASP application, they won't know the specifics of the contributions received by your first fund but they will know the service period start date. The Department of Home Affairs will also confirm when you were the holder of a WHM visa. You can probably see where this is going.

While you can't avoid the 65% tax rate on the contributions that have been made so far, assuming that you remain on a non-WHM visa, any future contributions made into an account with a different super fund will be taxed at the lower rate/s.

Hope this helps.

Thanks,

ChrisR

Re: Questions regarding my DASP, an error online and whether certification is required

Dooleybug — Mon, 10 Feb 2020 04:41:13 GMT

Hi Chris,

Thanks for that. Could you please provide the email address for both Immi super and ATO please as I’m having trouble locating them on the website.

Thanks

Re: Questions regarding my DASP, an error online and whether certification is required

ChrisR — Mon, 10 Feb 2020 01:02:30 GMT

The error message that you have received means that the Department of Home Affairs has been unable to establish that you were the holder of a temporary resident visa.

If the visa that you held was definitely a temporary visa that has since expired or been cancelled, we recommend that you get in touch with Home Affairs to confirm the status of your visa. It may be something that can be easily fixed.

You can find the Home Affairs super email address by referring to the help with the DASP online application system page on our website. Our email address can also be found on this page if you need to send a DASP query to us.

Submitting your DASP application is certainly a lot easier. If you decide to submit a paper application instead, you will need to obtain a Certificate of Immigration Status from Home Affairs because the value of your super is $5000 or more. That threshold isn't based on how much your DASP will be after the tax has been applied.

Hope this helps.

Thanks,

ChrisR

Re: DASP payment 2011-14: mix of 417 and 457 visa

ChrisR — Mon, 10 Feb 2020 00:44:04 GMT

Thanks for your question.

The tax rate (or rates) that you will pay on your DASP will depend on a couple of things including the type of visa you held when in Australia as well as the payment's components.

For more information on how DASP is taxed, have a look at our website.

You mentioned holding a working holiday visa for the first few months of your employment. You will be considered a working holiday maker (WHM) if that visa was a 417 (Working Holiday) visa, a 462 (Work and Holiday) visa or an associated bridging visa.

You can read more about the DASP for working holiday makers on our website.

If you have more than one fund, the DASP tax rate will be determined by each super fund individually, as each super fund is making a separate payment.

Each fund will check whether the DASP includes amounts attributable to super contributions made while you held a WHM visa. If it does, they will apply the 65% DASP WHM tax rate. If it doesn't, they will apply the DASP ordinary tax rate/s.

The 38% rate that you have mentioned is no longer applicable. It was only applied to DASPs paid from 1 July 2014 to 30 June 2017.

Hope this helps.

Thanks,

ChrisR

Re: Using Super to pay off Hecs loan

KylieS — Sun, 09 Feb 2020 23:01:44 GMT

Hi ,

You would only be able to take the super out if you have met a condition of release.

KylieS

Re: DASP - Expired PR Visa

ChrisR — Fri, 07 Feb 2020 08:32:15 GMT

Thanks for your reply.

From what you have advised, it seems as though you will be able to submit a DASP claim after your permanent visa expires next year. It would be reasonable to assume that the temporary visa that you held has well and truly expired!

As mentioned in my previous post, for those who don't qualify for a DASP, they simply have to wait until they meet a different condition of release to access their super. In the meantime, it simply stays in their super account until it can be claimed. They don't lose it.

Hope this helps.

Thanks, ChrisR

Claims / Tax on Super under a 482 Visa

UK-M-482-Visa — Thu, 06 Feb 2020 06:45:48 GMT

I had a query with regards to Super that I was hoping you could assist with.

When I first arrived in Australia in 2017 on a Working Holiday Visa, I created a super fund when joining my current employer. I eventually switched to a 482 Visa in 2018.

From what I understand, If I choose to leave Australia in the future, all of the super I have earned to date will be taxed at the Working Holiday rate of 65%, which is naturally quite alarming.

Can I avoid this by simply opening a second fund and transferring what I had earned on the 482 Visa? Some of the existing threads on here seem to indicate this might be the case.

Any Advice would be greatly appreciated.

Questions regarding my DASP, an error online and whether certification is required

Dooleybug — Wed, 05 Feb 2020 23:56:27 GMT

Hi there,

I have left Australia and recently my visas have expired, I'm now overseas and have had some difficulties with processing my DASP to get my super funds, I've tried calling from overseas but with the phone expenses I can't afford to stay on hold for too long unfortunately.

Firstly, many of my friends processed their DASP through the online application, when I try I am presented with the following error message, which nobody else has seen:

Not eligible - not known

Based on information supplied to us by the Australian Department of Home Affairs we are unable to establish that you are the holder of a temporary resident's visa under the Migration Act 1958. If you are the holder of a temporary resident's visa under the Migration Act 1958 check the details you entered are correct, then try again. Alternatively, you may send a paper application.

To clarify, I was on a 2 year WHV and following that a student visa. All of which have now finished, I have confirmed with my super that my account with them is still open and has not been transferred to the ATO.

Because of this error I figured I might have to do the paper application which seems to have more information required. The second question I had was regarding getting a certificate from the Department of Immigration. It states if I am due to receive over $5000 this will be required, if not I can just show evidence I've left the country. In my situation, my current super savings total over $5000, however once the 65% tax is applied it will definitely be under that value. Does that mean I can just provide my own evidence I've exited the country, therefore avoiding further fees for a certificate and a 21 day wait time for this to be sent to me. (My friends mentioned this is something they didn't have to do during the online application)

Ideally if there's some way the online application error can be resolved I'd do it there, since it took my friends considerably less time and effort, but ultimately I'm just trying to lodge my super returns quickly and without mistakes.

Thank you!

DASP payment 2011-14: mix of 417 and 457 visa

Paulo19 — Wed, 05 Feb 2020 22:11:04 GMT

Hi all,

I am looking for some help.

I am in the process af applying for DASP and am confused by the rate of tax I will pay. I was employed between Sept 2011 and Aug 2014. Between Sept 2011 - Feb 2012 I was employed on a working holiday visa which switched to a Business Long Stay 457. I was employed on this until I left Australia in Aug 2014.

I have read confusing info about the rate of tax that will apply. Some say 38%, then others either 35% or 65%.

Using Super to pay off Hecs loan

Kirsty88 — Wed, 05 Feb 2020 13:29:09 GMT

I have lived outside Australia for the last 10 years and have just received a letter from the ATO about paying back my Hecs loan (which is about $20k. I have $16k sat in my super - am I able to use that to pay towards my Hecs loan? I will not be returning to Australia and I do not have the funds to pay the Hecs loan so not sure what happens if I can't use the super to pay the Hecs? Any advice would be welcome!

Re: Claiming DASP after WHV and 457.

SvenjaRettke — Wed, 05 Feb 2020 11:36:25 GMT

Update from me:

Because of a late payment from the last employer I had to lodge another application to get that little bit of money paid out and as this was into another account, opened while I was on another visa but WHV, I can taxed the smaller amount.

So warm advice for every WHV holder - if you stay longer on other visas, open a new account when on the other visa!!! Don't consolidate those two. Then it should, in theory work as it did for me with my last payment. Wish someone had told me back then....

Re: Super Tax Rates for WHV + 457 visa holder

NateH — Wed, 05 Feb 2020 04:49:54 GMT

Hi ,

If you had a different super fund when you were on a 457 visa then you wouldn't be subject to the 65% WHM tax for the DASP paid by that fund. It's important to note that the DASP tax rate is applied on a per-super-fund basis.

Thanks, NateH

Re: DASP - Expired PR Visa

acoppa — Wed, 05 Feb 2020 00:50:53 GMT

Hi ChrisR,

Thanks for your response.

Yes, I initially had a temporary visa (subclass 475) which then transitioned to a permanent residency (visa subclass 155) 2 years later.

My pernanent visa will expire late next year which is after I would leave the country so unclear as to what happens to ones super once you're no longer a permantent resident.

From your responce below and on the other thread it looks like I would be eligible for DASP given I was a temporary resident initially (although a number of years ago) but what happens to people that only ever had a PR? Do they lose it?

Thanks

Re: DASP - Expired PR Visa

ChrisR — Wed, 05 Feb 2020 00:28:52 GMT

Thanks for your question.

This one comes up quite often and there are a number of threads in our Community that you can look at. Here is a link to one of them: Claiming DASP as former permanent resident

It is important to note that your eligibility will depend on whether you held a temporary visa (which has since expired or been cancelled) prior to your permanent visa. If you have only ever held a permanent visa, you won't be eligible to apply for a DASP.

If you're not eligible for a DASP, you can check out the conditions of release section of our website for more information about when you can access your super.

Hope this helps.

Thanks, ChrisR

Re: DASP accessing super early as a New Zealand citizen living permanently in the UK

QSuper — Mon, 03 Feb 2020 01:41:12 GMT

As you’re a New Zealand citizen this means you do not require a visa to enter Australian and, do not meet the eligibility criteria to access your funds under the Departing Australian Superannuation Payment (DASP) option.

At this point in time, if you do not qualify to have your funds transferred to New Zealand under the Trans-Tasman retirement savings portability scheme, your Australian super funds will need to remain in a complying superannuation fund until eligible to access.

Hope this helps,

Mark

Re: Super Tax Rates for WHV + 457 visa holder

canadian_worker — Sat, 01 Feb 2020 05:44:02 GMT

Hi and ,

Thank you both for your help. It seems quite ridiculous that I would be taxed at 65% for 5 years of earnings, when I was only on the WHM visa for 3 months, in 2015 (before the law changed). Can you please confirm that all of my super will be taxed at the higher rate? It's not even possible to be on a Working Holiday visa for 5 years.

I would understand if my super earned whilst on the WHM visa was taxed at a higher rate, but not the super earned on a 457 visa.

DASP accessing super early as a New Zealand citizen living permanently in the UK

mmee — Thu, 30 Jan 2020 16:46:26 GMT

Hello

I am a New Zealand citizen who worked in Australia for a few years before moving permanently to the UK. What will happen to my super because I can't transfer it to New Zealand under the trans-Tasman agreement as I'm not living there? If I stay living in the UK will my super just sit in my fund until I reach the retirement age?

Thanks in advance

DASP - Expired PR Visa

acoppa — Wed, 29 Jan 2020 10:59:29 GMT

Hi,

I currently hold a Permanent Residency visa and have been working in Australia for about 10 years.

I'm planning to return to my home country next year which also coincides with the expiry of my visa.

I don't have plans to return to live in Australia after I leave the country.

Would I be eligible to apply for DASP?

There is conflicting information online and it seems the general rule is permanent residents go by the same rules as Aussie citizens living in Australia or abroad but what about when the PR expires?

Some clarity around this would be greatly appreciated.

Many thanks

Re: Coming back to work in Australia

macfanboy — Wed, 29 Jan 2020 05:58:01 GMT

Claiming super has nothing to do with your eligibility to renter Australia.

Coming back to work in Australia

Lawrence1 — Wed, 29 Jan 2020 03:47:14 GMT

Hi,

I am planning to leave Australia at the end of my current 485 visa and I want to claim my Super after I have left. But, I am planning to come back to a dependent visa after my partner gets her 485 visa granted or if I get selected for 189 or 190 visas.

My question is, can I claim my super after I have left Australia and still come back in one of the visas mentioned above and work here again?

Thanks,

Lawrence

Re: Super Tax Rates for WHV + 457 visa holder

NateH — Wed, 29 Jan 2020 00:39:22 GMT

Hi ,

is mostly correct here, just the last sentence needs clarifying.

From 1 July 2017, the new DASP WHM tax rate of 65% applies to DASPs made to WHMs where it includes amounts attributable to superannuation contributions made under a WHM visa.

It does not matter when you held a WHM visa. If you have ever held a 417 or 462 and associated bridging visas and the DASP includes amounts attributable to super contributions made while you held the relevant visa, the DASP WHM tax rate will apply.

The DASP WHM tax rate applies to the entire payment, including any super you may have earned while working under a different visa.

See: https://www.ato.gov.au/individuals/super/in-detail/temporary-residents-and-super/super-information-for-temporary-residents-departing-australia/?page=5

Thanks, NateH

Re: Cancelling 601 tourist visa to claim Super (DASP)

NateH — Tue, 28 Jan 2020 04:50:36 GMT

Hi @Hawarth36,

If you super does get held by the ATO after 6 months from when you leave the country you are still able to claim it.

Thanks, NateH

Re: Super Tax Rates for WHV + 457 visa holder

macfanboy — Tue, 28 Jan 2020 03:48:24 GMT

Each super fund will assess your application and determine the tax rate to apply based on the information it holds in relation to your contributions. If you have held a WHM visa, your super fund will check whether the DASP includes amounts attributable to super contributions made while you held a WHM visa. If it does, the super fund will apply the DASP WHM tax rate. If it doesn’t, the super fund will apply the DASP ordinary tax rates.

Pretty much self-explanatory.

A higher rate for when you received super under the WHM visa and lower one when you were not.

Re: Super Tax Rates for WHV + 457 visa holder

canadian_worker — Tue, 28 Jan 2020 01:16:19 GMT

Thanks, I have already read through that page. What I am trying to figure out is whether I will be taxed at a different rate for the super that I earned whilst on a WHM visa, versus the super I earned whilst on a 457 Sponsored/Skilled work visa.

Re: Super Tax Rates for WHV + 457 visa holder

macfanboy — Tue, 28 Jan 2020 00:48:36 GMT

Answered in the Knowledge Base:

https://community.ato.gov.au/t5/Super/Guide-to-claiming-your-departing-Australia-superannuation/ta-p/1267

Super Tax Rates for WHV + 457 visa holder

canadian_worker — Mon, 27 Jan 2020 23:56:55 GMT

I was on a WHM Visa in early 2015, at which time my Super account was created and my employer started making contributions. After a few months, I was sponsored on a 457 visa and have remained on a skilled work visa for 5 years.

Now I am leaving Australia and going through the process of claiming my super back. What rate will I get taxed at? I have read about 35%, 40%, and 65% tax rates, and I'm concerned that I will be slapped with a higher tax rate even though I was only on the Working Holiday visa for a very short time.

Thanks for any advice

Re: Tax on PSS Pension components for a Foriegn Resident

macfanboy — Thu, 23 Jan 2020 01:16:07 GMT

Yes I believe that to be the case.

Re: Tax on PSS Pension components for a Foriegn Resident

Angmo — Thu, 23 Jan 2020 01:00:47 GMT

PSS is a government pension made up of three components - taxed (upon which tax has already been paid), taxable untaxed (which is tax free after preservation age) and untaxed (which for Australian tax residents are taxed at a substantially discounted rate). Government pensions are treated seperately from pensions sourced from commercial super funds under the DTA with Singapore and, if it read it right, will be subject to Australian tax only ,and at a foreign resident rate in the situation I outlined. My question specifically relates to the treatment of the tax free elements which, if they are not taxable, I am assuming would not be subject to foreign resident tax rates.

Re: Tax on PSS Pension components for a Foriegn Resident

macfanboy — Wed, 22 Jan 2020 23:40:20 GMT

If you cease to be an Australian Resident for tax purposes and move indefinitely to another country you will be subject to their tax system/rates.

However, if there is a double tax agreement with that country, you won't be taxed twice.

Having a PSS, I presume is a "government' pension and as such never was taxed going in so it will be taxed coming out.

A similar question was answered here

Re: Cancelling 601 tourist visa to claim Super (DASP)

Howarth36 — Wed, 22 Jan 2020 22:36:55 GMT

Hey Kylie

Thanks for your answer. According to Immigration I cannot cancel my 601 visa.
If I wait until October 2020 (when my visa expires) how will I access my super? Doesn’t the ATO reclaim it?
Lauren

Re: Cancelling 601 tourist visa to claim Super (DASP)

KylieS — Wed, 22 Jan 2020 21:54:24 GMT

HI ,

To be eligible for DASP your visa need to have expired of be cancelled.

Check out the DASP eligibility.

KylieS

Tax on PSS Pension components for a Foriegn Resident

Angmo — Wed, 22 Jan 2020 21:31:59 GMT

Hi,

I am intending to retire at age 60 and will be claiming a full PSS pension as part of my retirement benefits. I am considering the option of retiring in Singapore and am wondering if I became a foreign tax resident, would the taxed and taxable taxed component of the pension remain untaxed (as i will have reached preservation age) as they would if I was an Australian tax resident, and would only the untaxed portion of the pension be subject to the foreign resident tax rate of 32.5c for each $1 ?

Re: Withdraw Super

drummoyne — Wed, 22 Jan 2020 01:48:53 GMT

Thanks for getting back to me, I will reach out to ANZ again.

Re: Withdraw Super

KylieS — Wed, 22 Jan 2020 01:17:09 GMT

Hi ,

You would need to work with the ANZ to access the information.

KylieS

Cancelling 601 tourist visa to claim Super (DASP)

Howarth36 — Tue, 21 Jan 2020 23:41:12 GMT

Hi all!
I was in Australia on a Working Holiday VISA for 1 year (October 2018-October 2019). After my WHV expired, I went to Bali for 1 week and then came back into Australia on my Tourist Visa (601/ETA). I left the country for good on November 17th 2019. I’m now back in England and want to claim my super back... but my ETA lasts for 1 year and doesn’t expire until October 2020. I have phones immigration to ask if they will cancel the visa so I can claim my super - they said they can’t. I then phoned the ATO who were absolutely useless and said there was nothing that could be done. I’m at a loss now about what to do. I imagine this MUST be the case for a few people who return after their WHV has expired...

Please help!!

Re: Permanent Resident leaving Australia permanently

KylieS — Sun, 19 Jan 2020 10:06:27 GMT

Hi ,

As well as looking at the great information from , you can check in case you qualify for DASP if you were ever a temporary resident.

KylieS

Re: Permanent Resident leaving Australia permanently

macfanboy — Sun, 19 Jan 2020 08:05:55 GMT

The same as everybody else, you need to wait until you turn 65.

https://www.ato.gov.au/Individuals/Super/Withdrawing-and-using-your-super/

Permanent Resident leaving Australia permanently

ludvigah — Sun, 19 Jan 2020 07:02:26 GMT

I have a skilled independent permanent visa 189, but will be leaving Australia permanently. How do I claim my superannuation once I am no longer an Australian resident for tax purposes?

Withdraw Super

drummoyne — Fri, 17 Jan 2020 06:13:32 GMT

Hi,

I came to Australia in 2007 on a Working Holiday Visa - 457 i think - and then transitioned to a spouse sponsored visa. Then I got permanent residency in 2013 but left Australia in 2013 and have not returned since. The permanent residency has expired and I still have quite a bit of money in an ANZ Smart Choice super account. I have the membership number and spoke to a person in ANZ last year who gave me the balance but no details on how to withdraw it. I've tried the onlie ATO DASP process but do not have the product details of the account this has identified i.e. SPIN, start date, etc. Is there a paper based form i can use or a specific dept within the ATO that I can speak to or do I have to liaise with ANZ direct? Thanks.

Re: Can I claim twice for different super accounts ?

cake514 — Fri, 17 Jan 2020 03:54:15 GMT

Thank You KylieS!

Re: Can I claim twice for different super accounts ?

KylieS — Thu, 16 Jan 2020 21:05:38 GMT

Thankyou for clarifying. Yes you can claim them at seperate times.

KylieS

Re: Understanding Tax rates on my super

macfanboy — Thu, 16 Jan 2020 07:27:49 GMT

(1) If you’ve never held a working holiday maker (WHM) visa, your departing Australia superannuation payment (DASP) would be subject to the DASP ordinary tax rates (i.e. 35% on the taxed element).

(2) Yes, you can, but be wary of fees eroding the balance.

(3) Depends on whether you receive a lump sum or an income stream AND what the Taxable component-taxed is, what the Taxable component-Untaxed is.

Note preservation age will be null and void on June 30th, 2024 as the age reaches 60.

Understanding Tax rates on my super

pattanaik1975 — Thu, 16 Jan 2020 06:56:55 GMT

Hello Team,

Background: Under 457 WP visa and has a super fund managed by a local financial company. Also, no Super contribution after 1st Jan 2017.

Questions:

1. What will be the tax rate at the time of Super withdrawals (say: I have $10,000 then how much I will get after tax)

2. Can I keep my Super (managed by a financial company) after leaving Australia until reaching preservation age bracket?
3. If answer is yes to Q2, then what will be Super withdrawals tax rate during/after the preservation period?

Thanks much for your response.

Kind Regards,

Debasis

Re: Can I claim twice for different super accounts ?

cake514 — Thu, 16 Jan 2020 04:09:39 GMT

The superannuation, I left Australia already but one of my super accounts the money is not inside yet, can I claim my money from different super account at different time?

Re: Can I claim twice for different super accounts ?

KylieS — Thu, 16 Jan 2020 04:01:22 GMT

Hi ,

What are you looking at claiming?

KylieS

Re: Claiming DASP after 457 visa expire

KylieS — Thu, 16 Jan 2020 01:02:28 GMT

Hi ,

If you didn't hold a working holiday maker visa then you are able to lodge your DASP application.

Thanks

KylieS

Re: Claiming DASP after 457 visa expire

Biggiesmalls — Wed, 15 Jan 2020 03:12:50 GMT

As long as you were accumulating super working in Australia on a temporary resident visa you should eligible

https://www.ato.gov.au/Individuals/Super/In-detail/Temporary-residents-and-super/Super-information-for-temporary-residents-departing-Australia/?page=2#Eligibility_for_DASP

Have you contacted the Department of Home Affairs as it says to do so in the message you received?

Re: DASP withdrawal

Biggiesmalls — Wed, 15 Jan 2020 02:58:44 GMT

Probably just a timing issue you should be able to claim the amount in your hostplus account provided you're eligible

https://www.ato.gov.au/Individuals/Super/In-detail/Temporary-residents-and-super/Super-information-for-temporary-residents-departing-Australia/?page=4#How_to_claim_your_super

Re: Superannuation

NateH — Mon, 13 Jan 2020 05:39:20 GMT

Hi ,

We don't have access to your records on this platform so we can't say for sure what has happened. You may want to contact your agent or contact us to get an update.

Thanks, NateH

Can I claim twice for different super accounts ?

cake514 — Mon, 13 Jan 2020 02:38:47 GMT

I have two super accounts, can I claim one first? Or I need to claim both at the same time ? Because one of them the money is not in the account yet

DASP withdrawal

jan28 — Fri, 10 Jan 2020 07:07:56 GMT

Hello,

I'm looking to withdraw my super as I have finished my Visa 485.

However, my super amount in ATO’s website is lower than what I have in Hostplus.

Does this mean I can only withdraw my super in the coming financial year? Or will it be updated once I submit the necessary documents required via ATO online?

Thank you.

Claiming DASP after 457 visa expire

kanthi2189 — Fri, 10 Jan 2020 06:10:45 GMT

Hi Team,

I came to australia on 457 Visa and it got expires on 11th Nov 2019, while trying to Submit DASP application it shows information as below:

The Department of Home Affairs has advised that you never held a working holiday maker (WHM) visa.

Important

If you have held a WHM visa, you need to contact the Department of Home Affairs. Visit our DASP help page for more information.

Do not submit your application as your super fund requires correct visa information to determine the appropriate DASP tax rate(s) to apply to your payment.

You can save your application and return to submit it later, after your visa information is corrected.

My Question: As per above information i didnt held any WHM visa except 457 and it says do not submit application till my super fund got correct visa information to determine the DASP tax.

Is any thing i can do fro my end to provide Visa information to Super fund?

how long do i need to wait or how could i know that my super fund got correct visa information?

Any leads appreciated.

Thanks

Kanthi

Re: Access of Super post departure

NateH — Fri, 10 Jan 2020 02:25:12 GMT

has made some good points.

If you are a former temporary resident and have returned to Australia on another temporary visa you will not be able the submit a DASP claim until you have departed Australia again and cease to hold any active Australian visas, including both work and non-work visas.

Department of Home Affairs verify your immigration and visa status. If they identify that you hold a valid temporary visa the DASP system will prevent you from submitting a claim. Eligibility criteria is on our website.

I hope this helps. Thanks, NateH

Re: Discrepancy between the ATO information and SIS regulations

NicolaC — Thu, 09 Jan 2020 00:52:07 GMT

It depends if someone is submitting an online or paper claim.

If someone applies for DASP using our online system, their identity is verified using our matching rules so their super fund doesn't need further identification documentation. However, their super fund can request additional information if needed.

If someone submits a paper application for DASP to their super fund, they need to include certified copies of the following:

Evidence of their immigration and visa status
Proof of identification (regardless of the value of the withdrawal benefit)
Working holiday maker (WHM) visa information

NicolaC

Superannuation

Sujan10 — Wed, 08 Jan 2020 13:31:52 GMT

Hi,I have applied my super through my agents in sydney before 3 months back.My agents told me there was some problem with online application so he lodged paper form manaully.Its been 2 months already but still couldnt get my super.Is there any problem which is causing this delay

Re: Discrepancy between the ATO information and SIS regulations

NicolaC — Wed, 08 Jan 2020 03:08:58 GMT

Just checking with an expert on this one. Will get back to you as soon as we can

NicolaC

Re: DASP tax rate

abriceno100 — Wed, 08 Jan 2020 02:28:48 GMT

Thanks!

Re: DASP tax rate

macfanboy — Wed, 08 Jan 2020 02:17:38 GMT

If you’ve never held a working holiday maker (WHM) visa, your departing Australia superannuation payment (DASP) would be subject to the DASP ordinary tax rates (i.e. 35% on the taxed element).

The DASP WHM tax rate of 65% applies to a DASP when:

someone has held a WHM visa, and
their super balance includes amounts that relate to super contributions that were made while they held the WHM visa.

DASP tax rate

abriceno100 — Tue, 07 Jan 2020 06:47:37 GMT

Hello,

I'm in Australia on a Temporary Skill Shortage visa (subclass 482), which as I understand it, is not a Working Holiday Maker visa.

What is the tax rate that will apply to my DASP when I return to my home country?

Thanks

Re: Claim DASP or wait?

olivier50 — Tue, 07 Jan 2020 06:05:05 GMT

Thank you!

Re: Unable to access the link for DASP online application

NicolaC — Tue, 07 Jan 2020 02:26:25 GMT

We conducted major system upgrades over the shutdown period so some of our online services were unavailable but they should be back online now.

If you're still experiencing issues, you can contact us.

NicolaC

Re: Dasp tax rate for international students

NicolaC — Tue, 07 Jan 2020 01:07:16 GMT

The taxed element of the taxable component includes amounts that the fund has paid tax on, for example, taxable contributions and fund earnings.

The untaxed element of the taxable component includes amounts (other than the tax-free component) that the fund hasn't paid tax on. This happens when part of the super lump sum comes from a scheme that's not subject to tax.

Re: Claim DASP or wait?

NicolaC — Tue, 07 Jan 2020 00:26:23 GMT

Permanent residents can withdraw super:

when they turn 65 (even if you haven’t retired)
when they reach preservation age and retire, or
under the transition to retirement rules, while continuing to work.

These conditions don't apply to temporary residents so you will still need to apply for a DASP.

NicolaC

Re: DASP

NateH — Sun, 05 Jan 2020 23:57:24 GMT

Hi ,

You would only be claiming the super you have accumulated while working under the 485 visa so it shouldn't affect the process.

Thanks, NateH

Discrepancy between the ATO information and SIS regulations

LeonT — Fri, 03 Jan 2020 05:35:19 GMT

Hi,

I found what I understand may be a discrepancy between the information provided on the ATO web site and the SIS regulation regarding proof of identification for DASP. I would like to hear someone’s opinion, please.

In reference to DASP payments the ATO web site states that a benefit payable under SISR Schedule 1 item 103A by the super provider must meet the requirements set out in SISR regulation 6.20A. It also states that if the withdrawal benefit is less than $5,000 you (I assume, a superannuation fund) don't need to undertake the client identification procedures required by the Anti-Money Laundering and Counter-**bleep** Financing Act 2006

However, SIS regulation 6.20A States that If the member's withdrawal benefit in the fund is less than $5 000, the trustee of the fund must receive:

(b) a copy of the member's passport showing that the member has left Australia.

Also AUSTRAC, states that as a reporting entity we must apply customer identification procedures to all customers, which contradicts the above statement from the ATO.

I’m assuming that we need to error on a side of caution and request client’s ID for all DASP payment.

Unable to access the link for DASP online application

SmrithiR — Mon, 30 Dec 2019 06:18:10 GMT

Hi,

I have been trying to access DASP online application system from the past many days but everytime I try to access the link I am getting the below error... When would the system be up? Do you suggest waiting for this to be up or applying through Paper Application method?

The Departing Australia Superannuation Payment (DASP) online application system is currently
unavailable due to scheduled system maintenance

Re: Dasp tax rate for international students

Mukessh — Sat, 28 Dec 2019 09:10:17 GMT

Hi NicM,

Thanks for the response.

May I ask, what's the difference in these elements "Your taxable component may have a taxed element and/or an untaxed element – the majority of people have a taxed element"

I can see that there are tax contributions going out from my super account whenever a super contribution was made from my employer?

Thanks

Re: Effect of closing super account after moving overseas

macfanboy — Sat, 28 Dec 2019 05:52:44 GMT

Closing your account has absolutely no effect on you being able to renter.

Re: Tax on Superannuation After Preservation Age and Before Age 60 - Retired Overseas

macfanboy — Fri, 27 Dec 2019 23:48:40 GMT

A similar question was answered here

Tax on Superannuation After Preservation Age and Before Age 60 - Retired Overseas

mtnhikerBR — Fri, 27 Dec 2019 20:37:30 GMT

I contributed to a superannuation fund for all my working life in Australia (Australian citizen). I have since moved overseas and would like to withdraw my superannuation after my preservation age but before I am 60. Do I still have to pay tax on the taxable amount even though I no longer reside in Australia?

Effect of closing super account after moving overseas

DaDa_01 — Fri, 27 Dec 2019 08:23:01 GMT

Hi all,

this is my first question in this community and I hope to have chosen the right section to post.

I have left Australia a while ago but I have left my super account open with all the contribution in it. The reason why I haven't closed it so far is that I have been told that once I claim the contribution back and close my super account, I will not be allowed to enter Australia as a worker anymore (i.e. with a sponsorship), since opening a new super fund under my name will not be possible. Is this true?

Thank you.

Re: Access of Super post departure

AIrodi — Wed, 25 Dec 2019 06:23:17 GMT

Thanks for getting back to me Hailey. Unfortunately I am unable to find an answer in DASP website or from my superannuation fund about the eligibility criteria. My work permit has expired. I have a new valid business visa, does this prevent me from withdrawing the funds?

Any help is greatly appreciated.

Thanks,

Aravind

Re: DASP

Anh — Sun, 22 Dec 2019 14:49:28 GMT

Thanks for the answer.

What if I get a job during the claiming process, does it affect the process?

Claim DASP or wait?

olivier50 — Sat, 21 Dec 2019 12:33:27 GMT

I am a non-resident French-citizen, working a few weeks per year in Australia under a 400 visa (Temporary Work - Short Stay Specialist). I have a super, funded for me by my company. I expect to be around 60 years old when my current project is over and I no longer have to work in Australia.

If understand correctly, I shall then have the opportunity to have my super paid to me as a DASP at that time, in which case it will be subject to a 35% tax.

Does it make any difference for me if I wait five more years to claim my super, when I am 65. Would it then be free of the 35% tax?

Re: Cancelling a 651 visitor visa

Cariad — Sat, 21 Dec 2019 04:59:46 GMT

Yes, this is the reason for my post, as I mentioned.

Re: Can I withdraw my super?

Marco666 — Sat, 21 Dec 2019 04:58:55 GMT

Yes you can im certain circumstances like financial hardship and a couple other circumstances they had.

Check if you are eligible darl is your best bet

Re: Cancelling a 651 visitor visa

macfanboy — Sat, 21 Dec 2019 04:22:54 GMT

https://immi.homeaffairs.gov.au/visas/cancelling-a-visa

Request a visa cancellation

If you hold one of the visas listed below, or any other temporary visa with less than 6 months validity, we will not process requests for voluntary cancellation:

When your visa has expired, see how to Access your super.

Re: Cancelling a 651 visitor visa

Cariad — Sat, 21 Dec 2019 03:34:28 GMT

DASP is directly related to visas. Applications are dependent on certain visa criteria. I don't think it was unreasonable of me to assume that people with insight about claiming DASP would know about how visas affect these claims, and if googling it had given me an answer then I wouldn't have posted on here.

Re: Cancelling a 651 visitor visa

macfanboy — Sat, 21 Dec 2019 02:52:42 GMT

Not really sure as it has nothing to do with Taxation, sorry.

Google it.

It seems that you can not cancel it and have to wait for it to expire before accessing DSAP.