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SharpeD(Newbie)Newbie
11 June 2024

Hi there


I've been saving using the First Home Super Saver Scheme to purchase my first home. I was originally going to purchase my own home, but my partner and I are now talking about purchasing together. If we did this, we have discussed having two separate mortgages on the one property as a way to keep our finances separate.


I'd appreciate some advice as to how this scenario would intersect with my eligibility to access eligible contributions I've made under the FHSS.


My partner hasn't owned any property in Australia but would not be using the FHSS scheme for her mortgage.


Thanks

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413 views
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Most helpful reply

RachATO(Community Support)Community Support
11 June 2024

Hey @SharpeD,

 

I can't find anything that suggests two separate mortgages would affect your eligibility. FHSS is assessed on the individual who's applying for it. There's no limitation placed on who else is involved in the purchase of the property. Even if your partner had previously owned property in Australia, it still wouldn't impact your application :) 


Check out the response we've provided to a similar question.


Happy house hunting!

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Most helpful reply

RachATO(Community Support)Community Support
11 June 2024

Hey @SharpeD,

 

I can't find anything that suggests two separate mortgages would affect your eligibility. FHSS is assessed on the individual who's applying for it. There's no limitation placed on who else is involved in the purchase of the property. Even if your partner had previously owned property in Australia, it still wouldn't impact your application :) 


Check out the response we've provided to a similar question.


Happy house hunting!

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Using First Home Super Saver Scheme to purchase a propery that would have two mortgages | ATO Community