I apologise if this post has been asked and answered previously. However I couldn't seem to find an answer when I searched through the community.
My scenario is as follows:
I do not have any short term plans to buy a house.
In FY 20-21, in say July 2020, I make a concessional contribution of $15000 (Determination will be $12750 ignoring additional earnings)
However, if the situation changes, and I find an opportunity to buy a house in say, December 2020, can I request release of the entire amount of $12750? Or do I need to wait for the financial year to end to access that amount (i.e. in July 2021) ? (NOTE: This is under the FHSS Scheme)