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I have $15,000 in savings and I want to buy a house this year in 2022 FY. Am I able to put that savings to my Super now and take it out under FHSS in few weeks in the same financial year 2022? This is after-tax savings. I don’t have any salary sacrifice arrangement.
If I do that, Can I claim that $15,000 as a deduction on my 2022 FY ITR? Just to keep in my mind, I would have already taken out that $15K for my FHSS in the same year. This means I will be declaring it on my assessable income which gets me 30% tax offset. The reason I’m claiming that as a deduction is to only get 15% taxed in my Super.
Am I better off doing this if this can be done for 2022FY?