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Re: How do I find out if my employer is paying the right amount of super?

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I have been working for my employer for a little over a year now and I am not sure if they are paying me super. How can I find out??

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ATO Certified

Newbie Registered Tax Practitioner

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Hi @MacMillian. @theRanger is right – you might not be eligible for super if you don’t earn more than $450 a month (if you’re over 18). If you are eligible for super, your employer needs to pay your super to your preferred fund at least every quarter.

 

If I were in your position, I’d contact your super fund. Ask them to send you a current statement so you can see if your super has been paid regularly by your employer. The ATO has a calculator to help you work out how much super you should be getting paid over at https://www.ato.gov.au/calculators-and-tools/estimate-my-super/.

 

If something’s not right, @JulieJoe is right – ask your boss what’s happening. There might be a really simple answer – like it’s being paid to a different super fund, or there’s a mistake with your tax file number. They should be able to tell you what’s going on – you earned your super, so you’re entitled to it.

 

If you don’t get a satisfactory answer, you can ask the ATO to investigate. You can send them an unpaid super enquiry online at https://www.ato.gov.au/Individuals/Super/Growing-your-super/Unpaid-super-from-your-employer/. You’ll need your employer’s contact details, ABN and how long your super hasn’t been paid so they can investigate fully.

11 REPLIES 11

Initiate

Replies 7

Have you checked on your payslip?? Mine was always on my payslip each week. 

 

 

Initiate

Replies 6

No, it’s not on my payslip and I get paid fortnightly, does this matter??

Initiate

Replies 5

It doesn’t matter when you get paid, if you are entitled to super it should be paid every 3 months. Ask them if they are paying it for you.

Initiate

Replies 4

I don’t want them to get angry at me for asking and lose my job.

Initiate

Replies 3

@MacMillian Have they asked you what superfund you want your super paid into?? They are required to give you a ‘Superannuaiton standard choice form’ which you fill out and provide details of which super fund you want your entitlements paid to. If you haven’t filled out this form, then they will not know where to paid it.

Initiate

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No, I have never told them my super details. I am starting to get very worried, what can I do???

 

Initiate

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@MacMillian You might need to check if you are entitled to super on the the Ato’s website: https://www.ato.gov.au/calculators-and-tools/am-i-entitled-to-super/  It will ask you a series of questions and give you an answer. It will also advise you what you can do if you think your employer isn’t paying you super. Or you can ring the Super Information line at the tax office on 13 10 20  and speak to someone about it.

Initiate

Replies 0

Thanks @theRanger for your help. Smiley Happy

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Best answer

ATO Certified

Newbie Registered Tax Practitioner

Replies 2

Hi @MacMillian. @theRanger is right – you might not be eligible for super if you don’t earn more than $450 a month (if you’re over 18). If you are eligible for super, your employer needs to pay your super to your preferred fund at least every quarter.

 

If I were in your position, I’d contact your super fund. Ask them to send you a current statement so you can see if your super has been paid regularly by your employer. The ATO has a calculator to help you work out how much super you should be getting paid over at https://www.ato.gov.au/calculators-and-tools/estimate-my-super/.

 

If something’s not right, @JulieJoe is right – ask your boss what’s happening. There might be a really simple answer – like it’s being paid to a different super fund, or there’s a mistake with your tax file number. They should be able to tell you what’s going on – you earned your super, so you’re entitled to it.

 

If you don’t get a satisfactory answer, you can ask the ATO to investigate. You can send them an unpaid super enquiry online at https://www.ato.gov.au/Individuals/Super/Growing-your-super/Unpaid-super-from-your-employer/. You’ll need your employer’s contact details, ABN and how long your super hasn’t been paid so they can investigate fully.

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