HECS repayments have been taken fortnightly out of my pays, but when I log into the ATO website, they have not been deducted from my total HECS debt.
I just had the Indexation applied to an amount that I've been paying off. Am I missing something?
Hi @IsaacMartin
Your employer will withhold these amounts and report them to us at the end of the financial year. If you reach the compulsory repayment threshold, we will use the amounts withheld throughout the year to reduce your HECS.
Indexation is calculated on June 1st for any accumulated loan amount that remained unpaid to us for 11 months or more.
Hi @IsaacMartin
Your employer will withhold these amounts and report them to us at the end of the financial year. If you reach the compulsory repayment threshold, we will use the amounts withheld throughout the year to reduce your HECS.
Indexation is calculated on June 1st for any accumulated loan amount that remained unpaid to us for 11 months or more.
Hi, I have been paying compulsory HECS payments through my employer for the last 8 years and I am over the threshold amount however on my HELP statement I cannot see that any payments are ever received?
6 Feb 2026 · 3 min read time
13 May 2026 · 4 min read time
24 Aug 2025 · 3 min read time
1,866 views
3 replies