Hi everyone,
I started accumulating HECS debt in 2017 and since then I have not received a refund. I was under the impression that any refund I would be entitled to would firstly offset my HECS debt and then I would pay any outstanding amount. I've just looked back over my statements and the total compulsory repayments I have paid is about $900 more than my debt (adding up the cost of the individual units). Just wondering if it is the case that when you have HECS, you're automatically excluded from any refund? Hopefully all that makes sense.