I bought an investment and it settled July last year. The lender charged the following fees:
1) Registration Fee Mortgage
2) Discharge Fee Mortgage
3) PEXA Transaction Service Fee
4) Loan Settlement Fee
5) Establishment Fee
6) Miscellaneous Fee
Are all of these considered borrowing costs as they were charged by the lender? I was mainly unsure about the PEXA Transaction Service Fee.
Hello @rowanw,
Most of these will be borrowing costs if the expenses have been incurred in taking out a loan for the property.
The best place to confirm what are borrowing expenses is to look it up in the Rental properties guide of the year in question.
This guide provides a detailed break down of claimable expenses as well as a list of examples for each type of deduction or depreciation.
Can you please provide any further information about the PEXA Transaction Service Fee so that we can provide an answer for you?
Hello @rowanw,
Most of these will be borrowing costs if the expenses have been incurred in taking out a loan for the property.
The best place to confirm what are borrowing expenses is to look it up in the Rental properties guide of the year in question.
This guide provides a detailed break down of claimable expenses as well as a list of examples for each type of deduction or depreciation.
Can you please provide any further information about the PEXA Transaction Service Fee so that we can provide an answer for you?
15 Apr 2026 · 4 min read time
15 Apr 2026 · 8 min read time
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