Loading
Downsizer(Newbie)Newbie
6 Apr 2026

Hi

Background

  • Just before we retired we sold our house and purchased a home interstate.
  • We then rented until we completed our retirement holiday and also on our return I worked for my old employer for some months (at their request).
  • The house purchased was alway to be our principal place of residence and we had no other principal place of residence.
  • While we did sleep in the house (but for only one night) immediately after settlement, it was rented out until we moved to our interstate home. The home was rented for 591 days before we moved in.
  • After living in our home for about 20 years we are now considering downsizing and selling our home to pay for a new home.
  • The ATO website covers the 6 year rule when moving into a rental property, however, we have never considered our home was purchased as an investment for rental purposes.
  • Are we covered by the 6 year rule for CGT purposes.



72 views
2 replies
72 views
2 replies

All replies

YellowPotato(Taxicorn)Taxicorn
6 Apr 2026

It would be best to see a tax agent


Your details are not very clear and confusing.


While we did sleep in the house (but for only one night) immediately after settlement, it was rented out until we moved to our interstate home. The home was rented for 591 days before we moved in.

  • Actions speak louder than intention
  • Very likely would only be considered main residence when you said you moved in

The ATO website covers the 6 year rule when moving into a rental property, however, we have never considered our home was purchased as an investment for rental purposes.

  • It doesn't work backwards
  • It works on former main residence that is rented out




Featured articles

Renting out all or part of your home? What to include in your tax return

15 Apr 2026 · 4 min read time

How to work out your tax residency

15 Apr 2026 · 8 min read time

Top liked users

  1. Taxduck

    (Taxicorn)

    1288 likes

  2. Bruce4Tax

    (Taxicorn)

    1117 likes

  3. YellowPotato

    (Taxicorn)

    340 likes

  4. Ken_Oath

    (Master)

    199 likes

  5. knaresbro

    (Devotee)

    141 likes

Top contributors

  1. Bruce4Tax

    (Taxicorn)

    3397contributions

  2. Taxduck

    (Taxicorn)

    2829contributions

  3. YellowPotato

    (Taxicorn)

    903contributions

  4. knaresbro

    (Devotee)

    295contributions

  5. TobyJDodd

    (Devotee)

    176contributions

Loading
will the 6 Year rule for CGT apply to me | ATO Community