Loading
JayATO(Community Support)Community Support
10 Apr 2026

Hi @Bocino84,


No, restructuring a gift or transfer as a vendor finance arrangement after the property has already been transferred won't create a genuine loan for tax purposes. The key issue is that the transfer has already occurred as a gift, so there's no actual purchase taking place now.

1 view
0 replies
Loading
RE: Can I Structure a Vendor Finance Purchase From My Overseas Mother to Claim Interest Deductions on a Shared Property? | ATO Community