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Colin_Oscopy(Champion)Champion
10 Apr 2026

Consider also how you're gonna claim tax deduction/s for interest.

Part of the interest will be a rental property expense, and part of the interest will be a deduction against trust (ie ETF) income.

It gets more complicated when you make repayments of the loan principal.

Like @KaraATO says, you should consider having a meaningful discussion with an accountant who is fully experienced with investments and tax deductions.

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RE: What is the interest deductibility on an IP loan redraw? | ATO Community