Withdrawing And Recontributing Later

 Author: TaxTalk1234(Dynamo)Dynamo

16 Apr 2026

1) Speak to Centrelink about the assets test for your pension. Generally it would be, but there are circumstances in which it may not - for example it may be able to be considered your personal vehicle which is not covered. But the flip side is apparently after 12 months it gets considered your main residence so your current home (if you have one) is then an asset for Centrelink instead, which would be worse for the assets test. But speak to Centrelink on this point. You could also start by looking at websites such as greynomads or retirement essentials in the meanwhile.

2) recontributing back is potentially an issue though as you can't make contributions to super after the 1st month after your 75th birthday, unless it's a downsizer contribution (and sale of a motorhome doesn't qualify for that). Most super funds offer a free appointment with a financial advisor - could be worth speaking to them about this if you think you will be back and selling the motorhome before you are 75+1 month.

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