I bought my house in 2011. I have not paid off the mortgage yet, but it is my first home and I don't have any others. Is it allowed to make an extra contribution to my super of $15,000 this year and then withdraw it into paying down some of my existing mortgage?
Hi @petermiller1986,
Even though the property you bought in 2011 was your first home and you don’t own any others, because you currently own the property in Australia this means, no - you wouldn’t be eligible to use the First Home Super Saver (FHSS) scheme.
To be eligible, you need to be a first home buyer. This means you must never have held a legal interest in property in Australia, including:
15 Apr 2026 · 4 min read time
15 Apr 2026 · 8 min read time
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