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KaraATO(Community Support)Community Support
28 Apr 2026

Hi @petermiller1986,


Even though the property you bought in 2011 was your first home and you don’t own any others, because you currently own the property in Australia this means, no - you wouldn’t be eligible to use the First Home Super Saver (FHSS) scheme.


To be eligible, you need to be a first home buyer. This means you must never have held a legal interest in property in Australia, including:

  • an investment property
  • vacant land
  • commercial property
  • a lease of land, or
  • a company title interest in land.
  • Because you’ve previously owned property, you don’t meet the FHSS eligibility requirements.

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RE: Can I use FHSS on an existing first home bought in 2011 | ATO Community