Changing super once got PR?

 Author: KaraATO(Community Support)Community Support

ATO Certified Response5 May 2026

Hi @lucyh1,

No, you don’t need to set up a new super fund just because you gained permanent residency. The advice you received may be based on a misunderstanding of how DASP rules work.

The Working Holiday Visa (WHV), 65% rate only applies if the super contributions are paid out under DASP rules.

You can only have your super paid to you through DASP if:

• you held an eligible temporary visa,
• you’ve permanently left Australia, and
• your visa has expired or been cancelled.

Once you become a permanent resident, you're subject to the normal conditions of release. This means:

• you’re no longer eligible to claim a DASP (even if you leave Australia at a later time),
• you can access your super once you meet retirement (preservation) age, and
• your entire super balance (including amounts accumulated while on a working holiday visa) is taxed under the standard superannuation rules.

You can choose to keep or consolidate your super to any complying fund in Australia. I'd recommend doing some research on what funds best suits your needs before transferring.

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