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Workright(Enthusiast)Enthusiast
9 May 2026

I have always paid an employee's payday superannuation contributions by direct deposit to their self-managed super fund on the same day as paying salary/earnings to their bank account.


From 1 July, is it mandatory for superannuation contributions to be lodged and paid via Single Touch Payroll Clearing House or am I permitted to continue to pay by bank transfer direct deposit to the employee's self-managed super fund?

93 views
3 replies
93 views
3 replies

Most helpful response

Most helpful reply

PayrollDeanne(Taxicorn)Taxicorn
9 May 2026

G'day @Workright 👋


SuperStream means data and payment at the same time, linked by a PRN (payment reference number). These two requirements are not changing with Payday Super:


  1. Payment - paying via BPAY or EFT is permissible
  2. Data - how are you addressing this requirement, given you cannot email it, as per the ATO guidance?

The SMSF may have an online portal where you can lodge the data directly? It must be secured (hence, not via email) 🤓


Deanne

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Payday Super - mandatory via a Clearing House from 1 July 2026 or is Direct Deposit compliant | ATO Community