Loading
This thread is archived and the information may not be up-to-date. You can't reply to this thread.
PC3D(Newbie)Newbie
27 Oct 2023

Me and wife have private medical insurance for entire tax year 2022-23 and our combined income is over 230k.

Our Baby was born in March 2023 and was only added to medical insurance mid October 2023(due to lack of information). When filing for 2022-23 tax do we (me and my wife) have to pay Medical Levy surcharge (for the 3 months or so period since childs birth) just because newborn was not added to Private medical insurance? If yes is there a way to get exempted as a one off?


Thanks in advance

2,729 views
1 replies
2,729 views
1 replies

Most helpful response

Most helpful reply

CaroATO(Community Support)Community Support
30 Oct 2023

Hi @PD3D,


Congratulations on the birth of your child.


Although only a few months old, your new baby is considered a dependant as they're under 21 years old for Medicare levy surcharge (MLS) purposes.


I totally understand when you've a newborn, adding them to your medical insurance may not be in the forefront of your mind. When you and your wife complete your tax returns, at the question where it asks if you and all your dependants had an appropriate level of private patient hospital cover you'll have an opportunity to tell us the number of days that you did. We'll calculate MLS on the number of days you didn't.


Enjoy your new bub!

All replies

Most helpful reply

CaroATO(Community Support)Community Support
30 Oct 2023

Hi @PD3D,


Congratulations on the birth of your child.


Although only a few months old, your new baby is considered a dependant as they're under 21 years old for Medicare levy surcharge (MLS) purposes.


I totally understand when you've a newborn, adding them to your medical insurance may not be in the forefront of your mind. When you and your wife complete your tax returns, at the question where it asks if you and all your dependants had an appropriate level of private patient hospital cover you'll have an opportunity to tell us the number of days that you did. We'll calculate MLS on the number of days you didn't.


Enjoy your new bub!

Featured articles

Finding your TFN

6 Feb 2026 · 4 min read time

Linking the ATO to your myGov account

16 June 2026 · 2 min read time

Where's my tax return?

15 Apr 2026 · 4 min read time

Top liked users

  1. Bruce4Tax

    (Taxicorn)

    3132 likes

  2. Taxduck

    (Taxicorn)

    2189 likes

  3. PayrollDeanne

    (Taxicorn)

    882 likes

  4. YellowPotato

    (Taxicorn)

    584 likes

  5. knaresbro

    (Devotee)

    383 likes

Top contributors

  1. Bruce4Tax

    (Taxicorn)

    9718contributions

  2. Taxduck

    (Taxicorn)

    4947contributions

  3. PayrollDeanne

    (Taxicorn)

    2105contributions

  4. YellowPotato

    (Taxicorn)

    1462contributions

  5. YEP

    (Devotee)

    836contributions

Loading
Newborn and Medical Levy Surcharge | ATO Community