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Smiling(Newbie)Newbie
10 Feb 2024

I have been offered one job with a PBI charity. Their offer is:

  1. Base Salary
  2. Plus tax saving benefits through three seperate salary sacrificing accounts, each maxing at $611.50 per fortnight. (their explanation is that they can do this due to their internal structure having multiple seperate NFP entities)
  3. Plus employer 11% super contribution.

I am perplexed by this offer as I thought employees could only claim the maximum year per employer. Whereas this offer is for triple salary sacrificing for a single job.


Additionally, I am concerned that even if this 3 salary sacrificing arrangement is ATO permissible, it may have broader taxation disadvantages for me.


Thank you for your advice.


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1 replies
770 views
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Most helpful reply

AriATO(Community Support)Community Support
14 Feb 2024

Hi @Smiling


It sounds like your salary sacrificing for particular benefit(s), is that right? Certain employers have what we call caps for fringe benefits. When they go over these caps they'll work out if they have to pay fringe benefits tax to us.


When you salary sacrifice, you pay tax on the reduced income but could have reportable fringe benefits at the end of the financial year. Although this is tax-free the amount is used in other calculations. Whether or not a salary sacrifice arrangement is right for your situation you should get financial advice.

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Most helpful reply

AriATO(Community Support)Community Support
14 Feb 2024

Hi @Smiling


It sounds like your salary sacrificing for particular benefit(s), is that right? Certain employers have what we call caps for fringe benefits. When they go over these caps they'll work out if they have to pay fringe benefits tax to us.


When you salary sacrifice, you pay tax on the reduced income but could have reportable fringe benefits at the end of the financial year. Although this is tax-free the amount is used in other calculations. Whether or not a salary sacrifice arrangement is right for your situation you should get financial advice.

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Salary Sacrificing - 3 accounts - one employer | ATO Community