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RangerOJ(Initiate)Initiate
17 Sept 2024

As the title says - I'm not really understanding the information on the ATO website around the claiming of the Private health insurance rebate.


If I have an Extras Only policy, I earn $100k, and I choose to receive a monthly premium reduction based on the rebate tier (16.405%)........


1 - What would I be claiming on my tax return? Or how should I be filling this in (if at all)?

2 - Can a dependent non-student who doesn't receive a Private health insurance statement, but is part of a family policy claim the rebate?


This is the website I'm looking at >> https://www.ato.gov.au/individuals-and-families/medicare-and-private-health-insurance/private-health-insurance-rebate/claiming-the-private-health-insurance-rebate#ato-Howtoclaimtherebate

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1 replies
627 views
1 replies

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Most helpful replyATO Certified Response

ZiadATO(Community Support)Community Support
ATO Certified Response19 Sept 2024

Hi @RangerOJ


This can be tricky so, let me give you some info to help you.


Your private health info should come pre-filled on your return. The reason you need to declare it is because your rebate rate may change.


For example, you're on $100K. If your income changes then this can affect how much of a rebate you're entitled to.

You'd then either get more of a rebate when you lodge your return or have to pay some of it back.


We have info on our website that shows what the rebate rates are according to income.

By the way, being single with a dependant falls under the family income threshold.


To answer your second question, no, your dependant can't claim any of the rebate.

All replies

Most helpful replyATO Certified Response

ZiadATO(Community Support)Community Support
ATO Certified Response19 Sept 2024

Hi @RangerOJ


This can be tricky so, let me give you some info to help you.


Your private health info should come pre-filled on your return. The reason you need to declare it is because your rebate rate may change.


For example, you're on $100K. If your income changes then this can affect how much of a rebate you're entitled to.

You'd then either get more of a rebate when you lodge your return or have to pay some of it back.


We have info on our website that shows what the rebate rates are according to income.

By the way, being single with a dependant falls under the family income threshold.


To answer your second question, no, your dependant can't claim any of the rebate.

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How does the Private Health Insurance Rebate Work in my tax return? | ATO Community