Hi @JeremyT51,
That sounds about right.
If you have an appropriate level of private health insurance while you're a permanent resident, the MLS won't apply. And if you were exempt from paying the Medicare levy before becoming a PR (July 2023), you'd be exempt for the MLS for that time too.
Once you're a PR though, you'd be liable for the MLS for any period that you don't have an appropriate level of private health insurance if you earn above the income threshold.
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