Buying investment property with super

 Author: Bruce4Tax(Taxicorn)Taxicorn

28 Jan 2025

Can I buy an investment property with my super even though I already own a property?

Yes

If I can buy an investment property, does my super company become the “landlord” even though I will have the mortgage?

1. Super fund must buy property, receive rent, and pay expenses
2. If the super fund does not have enough money to buy, super fund can only borrow via LRBA
3. You would only hold mortgage if you are the LRBA lender

https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf/in-detail/smsf-resources/smsf-technical/limited-recourse-borrowing-arrangements-questions-and-answers

Does the super company do inspections, can they choose to evict a tenant etc and perform roles like a “landlord?”

Best for SMSF to use a real estae agent for all that.

Only a licensed financial adviser (AFSL) can advise on whether you should start a SMSF or not. Same for LRBA.