hi.
ive just started a new job where salary sacrificing was offered, i just called the salary sacrificing company and had it aall setup to cover mortgage repayments which was on offer.
Mortgage salary sacrificing is generally available only for owner-occupiers and not those paying off their investment property loan which i understand and is all fine.
mine is an owner occupier loan and i am living in the property, however i am renting out a room for which i receive a small income and will be reporting that along with some rental expenses.
i disclosed the room rental arrangement during application over the phone and they didnt seem too sure if it would affect anything and i cant really find an answer, but all info available seems to point to everything being ok as it is not an investment property. They set it up for me anyway, i dont want anything to come back and bite me. ive done my due dilligence i believe.
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