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5 Aug 2025

Hi All,

My spouse and I each hold individual private health insurance policies. As my spouse is currently not employed and has no income, I pay the premium for both policies. I would appreciate guidance on whether I can claim the rebate for both private health insurance policies under these circumstances.

Thank you for your assistance.

98 views
1 replies
98 views
1 replies

All replies

NikkiATO(Community Moderator)Community Moderator
7 Aug 2025

Hi @sagarnene2004,


Yes, you can usually claim the private health insurance rebate for both policies if you and your spouse agree that you’ll be the one claiming it, and you were spouses on 30 June of the income year.


Even if your spouse has no income and you paid both premiums, that’s fine. Just make sure you meet the conditions in the link above.

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Clarification Regarding Private Health Insurance Rebate Eligibility | ATO Community