See link below about voluntary contributions:
Restrictions on voluntary contributions | Australian Taxation Office
Under the heading 2022-23 financial year and later, it says that if you are 75 years or older the superfund can accept 'personal contributions' within 28 days after the end of the month in which you turn 75 years old. Does this include deductible personal contribution as well or only non-concessional contribution?
Does this mean that during that 28 day period after you turn 75 years old, you can make a deductible personal contribution without the need to pass the work test (e.g. you are retired for over a decade and haven't met the work test since you were 65)?
If yes, can you make 2 lots of concessional contributions up to the cap limit on the same day (in June 2025)? The first $30k will be allocated to the member in the financial year they made the contribution (June 2025), the other $30k will be posted to reserve on 30 June 2025 and will be allocated to the member on the 1 July 2025?
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