I am considering options to transfer approx. AU$1m UK Pension currently in a UK SIPP to a qualifying Australian super fund (considering AESF). It's not clear how I could minimise my excess contributions as the maximum bring forward is $330,000 over 3 years. Has anyone a suggested strategy to minimise/mitigate the $330,000 maximum? I am over 55 years old.
Advice on super contributions needs to be from someone holding a AFSL and has experience with UK transfers.
Advice on super contributions needs to be from someone holding a AFSL and has experience with UK transfers.
Hi Bruce,
Thanks for the response.
As suggested, the fund I am considering will accept the transfer (They are AESF managed by a company called IVCM). The are registered for QROPS transfers from overseas so no real issues on point 1.
What I am looking for is anyone’s advice on how to transfer more than the 3 year rollover amount of $330,000 and any tax strategies that people have employed to minimise the tax on the amount above 330,000.
Really after real world advice from those that have done it rather than redirects to the ATO website which I have already reviewed.
Thanks.
6 Feb 2026 · 4 min read time
24 Aug 2025 · 3 min read time
15 Apr 2026 · 3 min read time
3,200 views
3 replies