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RPAL(Enthusiast)Enthusiast
15 June 2023

I have a 'carry forward of unused concessional contributions' of approximately $35,000. I would like to salary sacrifice this extra $35,000 from my pre-tax salary through my employer in the next financial year. My default super contribution paid by my employer in a year is around $20,000. Therefore, next year, I would like to contribute an additional $35,000 on top of the default $20,000 super contribution.


My question is, can this extra contribution be made from my pre-tax salary, or do I need to make the contribution after-tax and claim a tax refund? Can an employer make a default contribution of $20,000 plus a salary sacrifice of $35,000 in a single year?

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407 views
4 replies

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Bruce4Tax(Taxicorn)Taxicorn
15 June 2023

My question is, can this extra contribution be made from my pre-tax salary

Can an employer make a default contribution of $20,000 plus a salary sacrifice of $35,000 in a single year?


Yes, if your employer is agreeable.


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Bruce4Tax(Taxicorn)Taxicorn
15 June 2023

My question is, can this extra contribution be made from my pre-tax salary

Can an employer make a default contribution of $20,000 plus a salary sacrifice of $35,000 in a single year?


Yes, if your employer is agreeable.


LynB(Newbie)Newbie
7 Jan 2024

Hi Bruce,

Based on your response above, I'd like to confirm my understanding :

  1. I can contribute by salary sacrificing more than the current FY cap to catch up on c/f concessional contributions.
  2. A notice of intent is only applicable for Post-tax contributions?

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