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Seeker(Newbie)Newbie
15 Apr 2026

When calculating the repayment income, it states it includes "taxable income", so if you have a redundancy amount - Lump Sum D that is tax free, is this excluded from the calculation?

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23 views
1 replies

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Taxduck(Taxicorn)Taxicorn
15 Apr 2026

I assume this is for HELP.

"Repayment income amount is calculated by adding up all of the following amounts:

  • taxable income (excluding any assessable First Home Super Saver (FHSS) released amounts)
  • reportable fringe benefits (regardless of the exempt status of your employer)
  • total net investment loss (including net rental losses)
  • reportable super contributions
  • exempt foreign employment income amounts."

Study and training loan repayment thresholds and rates | Australian Taxation Office

Lump sum D is tax-free (not taxable income) and none of the above.

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Most helpful reply

Taxduck(Taxicorn)Taxicorn
15 Apr 2026

I assume this is for HELP.

"Repayment income amount is calculated by adding up all of the following amounts:

  • taxable income (excluding any assessable First Home Super Saver (FHSS) released amounts)
  • reportable fringe benefits (regardless of the exempt status of your employer)
  • total net investment loss (including net rental losses)
  • reportable super contributions
  • exempt foreign employment income amounts."

Study and training loan repayment thresholds and rates | Australian Taxation Office

Lump sum D is tax-free (not taxable income) and none of the above.

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Inclusions/exclusions to calculate repayment income | ATO Community