I have been self employed running my own vineyard for many years, i have just recently sold the vineyard and looking at retirement. I will still have income from this years crop (February harvest ) coming in until December. Do I qualify as self employed under the Work Test as I still have income coming in even though I have sold the vineyard?
If you are 67 to 74, to make a tax deductible super contribution you need to be "gainfully employed for at least 40 hours during a consecutive 30-day period in the financial year in which the contributions are made." So for the 2026 financial year you will be fine based on what you have said, but if the question is for the 2027 year, it depends whether there is any carry over work you need to do to get that harvest income. If it's just a passive income receipt as all the work has now been done, then you wouldn't meet the hours. (Having said that, I am assuming your super balance is more than $300k - check out the link but you can get an extra year in which you can contribute without meeting the work test in some cases if it is).
But run all this past your accountant
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