I have read multiple articles about debt recycling which states we can redraw the money to buy shares or buy property. However, my question is:
I am going to refinance my home loan and use debt recycling strategy, Can I use the money I redraw to invest overseas (For example: Property investment overseas or use term deposit overseas)? or the investments have to take place only in Australia?
Thanks,
Hi @DianaV
No you can invest overseas. If you intend on claiming interest you'd need to make sure your investments are producing income and be able to prove that. E.g. collecting rental income from an investment property, receiving dividends from shares.
Hi @DianaV
No you can invest overseas. If you intend on claiming interest you'd need to make sure your investments are producing income and be able to prove that. E.g. collecting rental income from an investment property, receiving dividends from shares.
15 Apr 2026 · 4 min read time
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