Can I use part of my super as a deposit for my daughter to buy a house, but it's not for a first home buyer?
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2 replies
Hello, @StavRaarp membership age
In Australia, generally, superannuation funds cannot be accessed until retirement age or under specific conditions such as severe financial hardship. There are limited scenarios, like the First Home Super Saver Scheme, that allow accessing super for a first home deposit. However, using superannuation for a deposit on a home for someone who is not a first-home buyer is not typically allowed.
I hope it's may helpful for you
Best regards
Chris wright
All replies
Hello!
Unfortunately, you can’t use your superannuation to help your daughter buy a house if it’s not for a first home buyer. The First Home Super Saver (FHSS) scheme is specifically designed to assist first-time home buyers. Superannuation is generally intended to fund your retirement, and using it for other purposes is restricted. If you need more options, consider speaking with a financial advisor for alternative ways to support your daughter’s home purchase.
Hope this helps!
Taco Bell
Hello, @StavRaarp membership age
In Australia, generally, superannuation funds cannot be accessed until retirement age or under specific conditions such as severe financial hardship. There are limited scenarios, like the First Home Super Saver Scheme, that allow accessing super for a first home deposit. However, using superannuation for a deposit on a home for someone who is not a first-home buyer is not typically allowed.
I hope it's may helpful for you
Best regards
Chris wright
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