My superannuation fund failed to follow instructions and keep my super account open when it reached $1.5k a couple of years ago, so when my recent small TPD was paid out it went straight to my bank account.
I'd like to open accumulation super account and put this money back as non concessional contribution as I have no super for retirement.
Will I still be able to access these funds in future as lump sum or for medical treatment?
Will this be an issue with Centrelink when I claim DSP? Do I need to do a stat dec saying the fund closed my super account and I was too ill to seek financial advice and just accepted payout to bank account? Will they accuse me of hiding money or reject my Dsp application? I'm not fussed about the tax I had to pay when withdrawing as able to claim some back as it was was disability decade ago.
I don't want to go through afca as I don't have enough evidence as I all I got from superfund was an sms link to click to keep super account open (which I did immediately) but I found out months later it wasn't processed or they already transfered it.
I also don't have a large tpd amount to afford financial advice and would like to grow my money for medical bills and retirement in Super.
I am 40 years old.
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