I wish to access or know what to do with unused concessional super contribution
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You need to exceed your 2025 CC cap before unused CC can be applied.
Super deduction should not reduce your taxable income to under $ 22 K
or you will be paying 15% contribution tax for nothing.
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You need to exceed your 2025 CC cap before unused CC can be applied.
Super deduction should not reduce your taxable income to under $ 22 K
or you will be paying 15% contribution tax for nothing.
If you need to know what you have in unused concessional contributions you can do this through your ATO online account. (through myGov)
Go to Super>Information>Carry forward concessional contributions. Go back to 2023/2024 to find out what the carry forward amount is. Can access last 5 years. Unused amounts are used from the oldest year first.
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