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11 May 2025

I was resident in Australia from October 2007 till Oct 2018 and paid tax each year as a married couple. We left Australia in October 2018 and returned to UK initially but have now retired in Spain. We would like to know if we are entitled to Age Pension as a couple when we turn 67. I also have 2 Australian private supers, one from military and the other from my own business and wondered what tax implications are on all of this. Thanks

1,617 views
1 replies
1,617 views
1 replies

All replies

KaraATO(Community Support)Community Support
16 May 2025

Hi @barbourfish,


If you lived in Australia for over 10 years, you might qualify for the age pension, but you must also pass the income and assets test. Australia has agreements with some countries (including Spain), which may allow you to receive the pension while living overseas. I would suggest speaking with Services Australia, to see if you qualify.


Your military and business super funds should stay available, but tax depends on where you live:

  • If you are an Australian tax resident, withdrawals may be tax-free after age 60.
  • If you are a non-resident, tax may apply based on Spain’s tax laws.

As tax laws between Countries can be tricky, I think it's best to speak with a financial advisor who knows both Australian and Spanish tax systems. You can also reach out for tailored technical assistance by writing in or calling.

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What is my entitlement to Age pension at 67? | ATO Community