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RetiredRob(Newbie)Newbie
26 Aug 2025

i am 70 and retired. I have about $450,000 of super in the accumulation phase. All concessional. I would please like, step by step instructions how to implement the recontribution strategy so as to reduce any taxes to my adult non-dependant beneficiaries. I would appreciate knowing any forms that are required by either my super fund or ATO. Thank you.

1,189 views
1 replies
1,189 views
1 replies

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YEP(Devotee)Devotee
26 Aug 2025

"Step by Step Instructions" ..... you will need to talk to a Super specialist about this.


Its as easy as withdrawing your super and then contributing it back subject to the contribution caps.


Contact your super fund directly as they will have their own forms, and they may even be able to guide you.


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What are the steps to do a super recontribution strategy? | ATO Community