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umairaees(Newbie)Newbie
28 Oct 2025

I am writing regarding my First Home Super Saver (FHSS) scheme contributions and release.

I made a personal voluntary contribution of $31,000 on 13/07/2023. A first release was processed under Determination ID ##### , with a maximum release amount of $15,056.00 already received.


As per the FHSS determination and available balance, I understand that I am eligible to apply for the second instalment of $15,056.00. Kindly advise on the form, link or process required to apply for this second release, so that I can proceed via my ATO account at the earliest.


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ATO Certified Response
KaraATO(Community Support)Community Support
ATO Certified Response29 Oct 2025

Hi @umairaees, the First Home Super Saver (FHSS) is a scheme that allows you to access part of your super early to buy your first home.


If you’re eligible, you can:

  • access up to $15,000 of total eligible contributions made in a single financial year and
  • up to a total of $50,000 in eligible contributions spread across multiple financial years.

However, you can only have eligible contributions released once under the FHSS scheme. This means you can only submit one FHSS release request, so it's important to include the total amount you wish to release on that request.


Even if individuals recontributed their FHSS amounts back to their superfund because they couldn't find a property, they won’t be able to apply again.


I'd recommend reading through the steps you take when you need your FHSS amounts on our website. If you're still unsure, it might be best to phone our super team.

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How I can access my First Home Super Saver scheme, withdrawal second time using my own contribution | ATO Community