Hi,
I am a Permanent Resident and applied for Medicare upon arriving in Australia in July 2023. It took several months before I received my Medicare card, which has an issue date of December 2023.
While arranging private health insurance to avoid the Lifetime Health Cover (LHC) loading, I noticed that the date on the LHC letter is November 2023. Upon contacting Medicare, I was informed that the first card was issued in November 2023 but was not delivered to me. The card I received is a replacement issued in December 2023.
As a result, it seems I missed the deadline to purchase private insurance to avoid the LHC loading. Is there any way to rectify this, as I only received the card in December 2023 and was unaware of the earlier issue date?
Thank you for your assistance.
Kind regards,
Chris
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