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Sloe(I'm new)I'm new
20 Oct 2025

Hi,

(for me, this is a complicated but important topic)

I was recently laid off from full-time employment and I am over 60 and have met my Super's 'condition of release' so now my funds are unrestricted, non-preserved.

I've decided to go back to work and am applying for some employment roles.

If I move an investment, from outside Super, into my Accumulation Super account and go back to work and transition some of my Super to Pension mode, do I need to move the investment into Super (a) before I go back to work or do I need to move the (combined) Accumulation account funds into Pension mode before I go back to work or, once I achieve my condition of release then, apart from future employer (concessional) contributions, do I retain unrestricted non-preserved on all funds?

Thanks very much.

218 views
1 replies
218 views
1 replies

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Bruce4Tax(Taxicorn)Taxicorn
20 Oct 2025

If I move an investment, from outside Super, into my Accumulation Super account and go back to work and transition some of my Super to Pension mode, do I need to move the investment into Super (a) before I go back to work


Yes - if you want that contribution to be unpreserved.


Any contributions made after you return to work will be preserved until you can pass another condition of release.


Balance of the fund before you return to work will be unpreserved - whether as accum or pension.




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can i lose unrestricted non-preserved funds status, when re-entering the workforce (after 60)? | ATO Community