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john183(Initiate)Initiate
8 Feb 2026

i am a small business 2 employees in total , is the stp enough information and can i make payday super contributions directly to our different super funds or is there an alternative without any fees to the shsch as i am having trouble finding these

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3 replies
606 views
3 replies

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Most helpful reply

PayrollDeanne(Taxicorn)Taxicorn
9 Feb 2026

G'day @john183 👋


It is mandatory for you to report employee payments to the ATO each pay and, when Payday Super starts on 1 July 2026, to send your super data and payment on payday.


There are truly free payroll products that include payroll, STP reporting to the ATO and SuperStream reporting each pay - with no cost for those who have less than 4 employees.


Search for "e-PayDay" and "freepay" for just such a payroll product. 😉


Deanne

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Most helpful reply

PayrollDeanne(Taxicorn)Taxicorn
9 Feb 2026

G'day @john183 👋


It is mandatory for you to report employee payments to the ATO each pay and, when Payday Super starts on 1 July 2026, to send your super data and payment on payday.


There are truly free payroll products that include payroll, STP reporting to the ATO and SuperStream reporting each pay - with no cost for those who have less than 4 employees.


Search for "e-PayDay" and "freepay" for just such a payroll product. 😉


Deanne

KaraATO(Community Support)Community Support
9 Feb 2026

Hi @john183,


Just to add onto @PayrollDeanne response - with the upcoming changes to how and when super will be paid (known as payday superannuation) it’s important to understand what you’ll need to do.


All employers will need to provide payments and related data to super funds electronically, for each payday, using an option that is compliant with SuperStream.

 

Since the Small Business Superannuation Clearing House (SBSCH) is closing with the new system, it’s a good idea to get familiar with your other lodgment and payment options now. you can use:

  • a SuperStream‑compliant payroll system, your existing STP provider might offer this functionality
  • a super fund’s online system
  • a super fund’s online system (large super funds, including some default funds, may have online payment services you can use).
  • EFT or BPAY direct to the fund (as long as both payment and data are sent electronically), or
  • a messaging portal.

If you’re not sure which option is best for you, you can also ask your accountant or bookkeeper for help. 

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Is STP enough reporting for a small business and how do I pay payday super? | ATO Community